We are PGGM
What we do
Based on our joint Strategic Vision 2030 with Stichting Pensioenfonds Zorg en Welzijn (PFZW), we are working towards a good pension for the participants of our clients, a vital health and welfare sector, and a liveable world. We pursue these goals through our pension services, investment management, and services for the health and welfare sector. The participants of our clients are at the centre of everything we do; they can rely on us.
Participants
Contributing to trust in the new pension system
We are committed to a good pension system and a careful transition to that system
We are transparent in our information on the impact of the new regime
We help raise awareness of (future) finances
It is essential that our strategy is well aligned with the needs and aspirations of our key stakeholders, including clients, their participants, employers and social partners, as well as our employees and suppliers. Therefore, we have identified relevant themes, presented them to our stakeholders and asked them how important they consider them to be. These jointly chosen themes were then incorporated into our strategic direction.
Pension services
Reliable services
We deliver excellent customer service with trade-offs between cost, performance, satisfaction and convenience
We future-proof our pension services by serving multiple customers, which creates economies of scale.
Investment management
Good pensions in a liveable world
In our investment decisions, we focus on risk, return and sustainability. We use our influence to move companies in sustainable directions
We allocate part of the portfolio we manage to impact investments
We future-proof our investment process through the use of data and digitalisation.
Services for the health and welfare sector
Vital health and welfare sector
With our knowledge, data and experience, we develop solutions that address labour market issues in the sector
We contribute to enhancing the vitality of employees, employers and the health and welfare sector as a whole

Organisation
Future-proof business operations in an inspiring work environment
From our financial position, we can meet all financial obligations and needs. It also enables us to make further necessary investments in the coming years
To add even more value for our customers, employers and participants, we are committed to an agile organisation and we incorporate sustainability in all our actions
Out of social interest and to attract, retain and develop talent, we work to create an inspiring, innovative and inclusive work environment
Download the organisational structure
Our strategic vision for 2030
We are PGGM
What we do
Based on our joint Strategic Vision 2030 with Stichting Pensioenfonds Zorg en Welzijn (PFZW), we are working towards a good pension for the participants of our clients, a vital health and welfare sector, and a liveable world. We pursue these goals through our pension services, investment management, and services for the health and welfare sector. The participants of our clients are at the centre of everything we do; they can rely on us.
Participants
Contributing to trust in the new pension system
We are committed to a good pension system and a careful transition to that system
We are transparent in our information on the impact of the new regime
We help raise awareness of (future) finances
Pension services
Reliable services
We deliver excellent customer service with trade-offs between cost, performance, satisfaction and convenience
We future-proof our pension services by serving multiple customers, which creates economies of scale.
Investment management
Good pensions in a liveable world
In our investment decisions, we focus on risk, return and sustainability. We use our influence to move companies in sustainable directions
We allocate part of the portfolio we manage to impact investments
We future-proof our investment process through the use of data and digitalisation.
Services for the health and welfare sector
Vital health and welfare sector
With our knowledge, data and experience, we develop solutions that address labour market issues in the sector
We contribute to enhancing the vitality of employees, employers and the health and welfare sector as a whole
It is essential that our strategy is well aligned with the needs and aspirations of our key stakeholders, including clients, their participants, employers and social partners, as well as our employees and suppliers. Therefore, we have identified relevant themes, presented them to our stakeholders and asked them how important they consider them to be. These jointly chosen themes were then incorporated into our strategic direction.

Organisation
Future-proof business operations in an inspiring work environment
From our financial position, we can meet all financial obligations and needs. It also enables us to make further necessary investments in the coming years
To add even more value for our customers, employers and participants, we are committed to an agile organisation and we incorporate sustainability in all our actions
Out of social interest and to attract, retain and develop talent, we work to create an inspiring, innovative and inclusive work environment
Download the organisational structure